BILL HOLTZCLAW REALTOR® CRS GRI
209.988.9185



Born in Oakdale
Lived in Modesto
Now in Turlock


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CRS - Certified Residential Specialist


GRI - Graduate, REALTOR® Institute


MLS membership


Prudential eCertified® program


REALTOR® certification


SRES - Seniors Real Estate Specialist


Virtual Tours

 

Buyer/Seller Info



  Mortgage Loan Information
  1. Your Savings and Down Payment
  2. Documenting Your Assets - Verifying Your Down Payment
  3. The Biweekly Mortgage - Who Needs It?
  4. Closing Costs When Buying or Refinancing a Home
  5. Which ARM is the Best Alternative?
  6. FICO Score - a Brief Explanation
  7. WHAT'S A FICO?
  8. FICO Scores and Your Mortgage
  9. Items You Need for When Applying For a Loan
  10. Where Does the Money Come From for Mortgage Loans?
  11. Types of Mortgage Lenders
  12. The Advantages of Different Types of Mortgage Lenders
  13. The No-Cost Thirty Year Fixed Rate Mortgage
  14. Land Contract
 

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An independently owned and operated member of Re/Max International. This is a service mark of Re/Max International. Equal Housing Opportunity. This Website is not intended to be a solicitation for the purchase, sale or lease of real property outside the State of California.

email: bill@billholtzclaw.com
home: www.billholtzclaw.com


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